The Impact of the BOC’s Rate Cut!

In January 2025, the Bank of Canada announced a significant 25-basis-point reduction in its key interest rate, bringing it down to 3%. This move comes as part of the central bank’s ongoing efforts to stimulate economic growth, manage inflation, and provide relief to Canadian households struggling with high borrowing costs. But what does this mean […]
Bank Of Canada and Your Mortgage.
Is your best bet Variable Mortgage? Why? Ask the Pros! We wanted to update you on what this means for your mortgage. BOC was busy to lower rates, but where is the bottom? If you have an adjustable-rate mortgage, you’ll see a slight decrease in your monthly payments, giving you a bit more cash flow […]
Guide to Elevating Your Credit Score
Using your home equity to get rid of debt, improve your credit score, is a very smart way to get your finances in order.
Home equity to fund a business, new or old!
Using a home equity loan to start or boost a business can be a viable option for funding, but it comes with both advantages and risks. Here are some considerations: Advantages: Risks: Before using a home equity loan for a business: Taking out a home equity loan to start or boost a business can be […]
Private mortgages custom fit yo your needs!
Private mortgages, also known as private mortgage loans or hard money loans, are a type of real estate financing where individuals or private companies, rather than banks or credit unions, provide loans to borrowers for purchasing or refinancing real estate. Also, a source of equity loans, with good or bad credit. Private mortgages are excellent […]
Private Mortgage Lenders in Canada Part 4
Private Mortgage Lenders in BC If you live in British Columbia, you know that housing prices are higher than they have ever been. Combined with the CMHC insurance increasing the minimum credit score to 680 and the Bank of Canada increasing prime rates, getting a mortgage can be extremely difficult right now. That being said, people still […]
Private Mortgage Lenders in Canada Part 3
First Time Buyers and Private Lenders Most private lenders will lend to first-time home buyers as well. That being said, though, you may still not be able to get a mortgage with a private lender if you have bad credit. There is a reason for this. As a first-time home buyer, you are allowed to […]
Equity loans to renovate, sell for more!
Nice, clean, trendy renovated homes sell for top dollar! The longer days and warmer temperatures of spring herald an awakening not only in nature but typically also in the country’s housing market. With housing inventory being tighter than normal, a newly listed property is sure to generate some interest. But there are some simple tips […]
Selling your home? Renovate to get top dollar!
Nice, clean, trendy renovated homes sell for top dollar! The longer days and warmer temperatures of spring herald an awakening not only in nature but typically also in the country’s housing market. With housing inventory being tighter than normal, a newly listed property is sure to generate some interest. But there are some simple tips […]
2023 year to get your finances in order.
Having dealt with a whirlwind economy in the past year, most Canadians are already thinking about how they can make their finances work for them as we head into 2023. The following are a few suggestions for making your finances work for you in the coming year: The new year is an excellent opportunity to […]