We are private lenders, lending our own funds and providing our investors with funding opportunities across Canada! Our head office in Calgary. As licensed mortgage brokers working through MortgagePRO Ltd . we comprise more than a hundred private individuals – lenders that are available only through our organization besides our Instirurional lenders. Email or fax us an application, an appraisal if there is one, a credit bureau report, the reason for the funds, a plan to maintain payments, and an exit strategy. Convince us that what you have planned for your client will work and we will fund.


Happy Loan Corp. new product. Now home owners can borrow up to $5,000 loan with no qualifying. Same day cash, one and two years repay programs, easy process. $100 referral fee!


  • Location: Urban centers or close to them, acreages
  • Type: Residential, Commercial
  • Position: First, second mortgages
  • LTV: 65% on first, 85% on second mortgages
  • Rates: 10% and up
  • Fees: Lending Fee: from 5%
  • Credit: No Beacon score requirement or minimum
  • Broker: You keep 100% of the broker fees
  • Renewal: with a minimum 5% fee ( NSF= fee increases)
  • No TDS interest only one year term
  • No GDS open with 3 months interest penalty, or as agreed
  • Commercial file broker fees by mutual Agreement! A non-refundable application fee due on contact.


Credit, job and age issues are only setting the rate; they do not disqualify the borrower. Rates, fees set by property location and clients covenants. No TDS or GDS limits.

Approvals in 24hours !

Same day commitment if application recived before noon. If there is
a will, we will find the way!


We are Brokers and Direct Private Mortgage Lenders! We show you how to look at a request with the eye of an investor/lender.
The basics; get an idea…


Each province has its own jurisdiction over their respective Real Estate/Mortgage Act.

The wording might be different; however all jurisdictions are more or less the same: If you solicit a person to borrow or lend money and secure it by a mortgage or negotiate a mortgage; you are required to have a license in that jurisdiction!

If you are not licenced in the jurisdiction where the property is located, you cannot deal (solicit and negotiate) in mortgages and receive a commission, this includes co-brokering. Instead, you must refer the deal to a licenced brokerage, at which time that brokerage is in direct contact with the borrower and you can receive a referral fee. The referral source(you) will be identified, you can set your own fees, and keep the client.

Mortgages funded by private investors known to MortgagePro Ltd and Private Lender Inc. are always representing the lender in British Columbia and Alberta. Unless you are licensed in that jurisdiction, you cannot represent the borrower. Licenced agent in Ontario available.
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The Courts in Alberta have always looked at Collateral mortgages as mortgages granted collateral or subsidiary