Borrowers
Trusted by homeowners for over 25 years.
Our two primary solutions are Bundle Mortgages and Equity-Based Second Mortgages, providing alternatives when conventional financing may not be the right fit. As a dedicated private lender, our approach is straightforward:
review the property, understand your objectives, explain your options clearly, and structure financing responsibly where it makes sense. Private Lender Inc. — practical mortgage solutions when traditional financing doesn’t fit.
Your Path to Homeownership: The Bundle Mortgage!
A Bundle Mortgage combines a first and second mortgage on the same property, providing an alternative when traditional bank financing doesn’t fit your current circumstances. It may be suitable for borrowers whose credit, income documentation, or debt ratios make conventional financing difficult, but who have sufficient down payment and a workable financing plan. The goal is simple: help you move forward today while working toward becoming bank-ready for a conventional mortgage in the future. For many clients, this may be within approximately 12 months, depending on their individual circumstances. At Private Lender Inc., we coordinate both mortgages under one roof and guide you through the process.
Every application is reviewed individually, so you understand your options before making a decision.
Improving Your Credit Score
Guidance and strategies to boost your creditworthiness.
Managing Debt
Practical advice to reduce your debt ratio.
Financial Planning
Support to strengthen your overall financial profile.
Access Your Home Equity - Equity based approval!
Key Benefits of Our Second Mortgages:
Instant Equity Based Approval.
With sufficient equity, we can often provide instant approval, getting you the funds you need without delay.
About Qualifying
Traditional lenders focus heavily on income, credit, and debt ratios. Private financing also considers your property’s value and available equity, offering an alternative when conventional financing doesn’t fit. Every application is reviewed individually.
Prepayment Option
We can even pre-pay the interest on the loan at funding, providing you with incredible flexibility, especially if you’re on a tight budget.
Flexible Uses
Use the funds for anything you need: debt consolidation, for good credit, home improvements, business capital, education, dealing with tax debt, stopping foreclosure, or other whatever.
A Second Mortgage can provide a flexible way to access the equity you’ve built in your home—whether you’re looking to consolidate debt, renovate, invest, or fund an important opportunity. Our second mortgages are available as a standalone financing solution, with options designed around your individual circumstances and the equity available in your property.
Looking for more flexibility with your monthly budget? Ask about our no-monthly-payment option, where interest can be prepaid from the loan proceeds at funding. At Private Lender Inc. we explain the financing, costs, and available options clearly, so you can make an informed decision.
Have equity in your home? Apply today to explore your options.
If you’re looking for a quick and easy way to access the cash tied up in your home, our Second Mortgages are the ideal solution, regardless of your credit or income history.
Ready to Explore Your Options?
Don’t let a temporary setback prevent you from achieving your financial goals.
Apply Now
Take the first step towards securing your home or unlocking your equity with our simple application process.
Get a Free Consultation
Speak with one of our experienced private lenders to discuss your unique situation and find the best solution for you.
Contact us today to learn more about our Bundle Mortgage, Second Mortgages, and how we, as a leading private lender, can help you take the first step towards financial freedom.