Borrowers
Private Lender Inc. trusted by thousands since the turn of the century.
At Private Lender Inc., we understand that life happens. Less-than-perfect credit or income shouldn’t permanently block your dream of owning a home or accessing the equity you’ve built. That’s why we offer two distinct, flexible solutions tailored for your unique situation: our unique Bundle Mortgage and our Equity-Based Second Mortgages. We are your dedicated private lender, committed to finding solutions when others can’t.
Your Path to Homeownership: The Bundle Mortgage!
Our Bundle Mortgage is a two-part financing solution tailored for borrowers who don’t quite fit traditional lending criteria, but dream of homeownership. This short-term solution is designed to help you buy your home now and transition to a traditional bank mortgage when you’re ready.
This bundled approach means you get the comprehensive financing you need, all under one roof, even if your credit rating or debt ratio is currently an obstacle. As an experienced private lender, we make getting the funds you need straightforward.
Improving Your Credit Score
Guidance and strategies to boost your creditworthiness.
Managing Debt
Practical advice to reduce your debt ratio.
Financial Planning
Support to strengthen your overall financial profile.
Our dedicated team will support you every step of the way, making the transition to a conventional bank mortgage within approximately 12 months as smooth as possible. Consider us more than just a private lender; we’re your partner in financial progress. These services are complementary. Because we are dedicated to your success.
Access Your Home Equity - Enjoy Instant Approvals!
Unlock the power of your home’s equity with our fast, flexible, and easy Second Mortgages. This unique option is available as a standalone product – providing money fast when you need it the most. Tight budget? Choose the no payment option loan on your home and be a winner.
Key Benefits of Our Second Mortgages:
Instant Approval - Equity Based
With sufficient equity, we can often provide instant approval, getting you the funds you need without delay.
No Qualifying Necessary
Forget the rigorous income and credit checks of traditional lenders. We focus on your home’s value.
Prepayment Option
We can even pre-pay the interest on the loan at funding, providing you with incredible flexibility, especially if you’re on a tight budget.
Flexible Uses
Use the funds for anything you need: debt consolidation, home improvements, business capital, education, dealing with tax debt, stopping foreclosure, or any other financial need.
If you’re looking for a quick and easy way to access the cash tied up in your home, our Second Mortgages are the ideal solution, regardless of your credit or income history.
Are Our Solutions Right for You?
If you’re ready to own a home, or need to access funds from your home equity, but are facing challenges with traditional lenders for any of these issues, Private Lender Inc. has a solution for you
Credit Issues
High debt-to-income ratio
Self-employment income that's hard to prove
Recent life events impacting your finances
Ready to Explore Your Options?
Don’t let a temporary setback prevent you from achieving your financial goals.
Apply Now
Take the first step towards securing your home or unlocking your equity with our simple application process.
Get a Free Consultation
Speak with one of our experienced private lenders to discuss your unique situation and find the best solution for you.
Contact us today to learn more about our Bundle Mortgage, Second Mortgages, and how we, as a leading private lender, can help you take the first step towards financial freedom.