We help borrowers with all their financial needs across Canada. Our goal is to exceed your expectations.


Private Lender Inc. specializes in loans for those who have had challenges in the past and have been turned down by financial institutions. This is because our focus is equity, rather than income or credit. We can often provide short term solutions that will allow you to fix any of the problems you might currently be facing, and thereafter obtain long term financing from a financial institution. We are here for you, no matter what.

  • Self employed
  • Investors
  • Good credit, bad credit, and no credit
  • No income
  • Bankruptcy, consumer proposal, and orderly payment of debt
  • Collections and judgments
  • Writs, caveats, and liens
  • Mortgage arrears
  • Tax arrears
  • Short term needs

We are an equity-based lender. Regardless of income or credit, if there is sufficient equity, you are APPROVED.


Private Lender Inc. provides direct loans secured to residential, commercial, and rural real estate across Canada.

Visit our Loan Products page to learn more about what we have to offer.

View our Guidelines and Lending Areas to get started.

Find out if we can help by requesting a Free Consultation or Apply Online.


  • Easy – Our Lending Guidelines are flexible, our underwriting is based on common-sense, and we are easy to work with.
  • Fast – We can often have you approved in 24 hours and closing within days.
  • Minimal Paperwork – We require less than the financial institutions and our paperwork is written in plain language.
  • No Hidden Fees – All fees are straightforward and disclosed. No last minute surprises.
  • Competitive Rates – We understand the market and ensure our rates are as low as possible.
  • Creative Solutions – We review every application on a case-by-case basis and can provide creative solutions for all financial needs.


  • Apply Online – Use our easy online application or call us to get started. There is no cost nor obligation and the application only takes 3 minutes.
  • Get Approved – We can often have you approved in 24 hours once we have the application and any other applicable information.
  • Receive Your Funds – Closing only takes a few days, not weeks like most lenders. Funds can be direct deposited to your account.

Ready to get started and use our services? Contact us, we look forward to working with you!