Secure Your Future With A Second Mortgage!

Unlock Your Home's Equity!

A second mortgage is a powerful financial tool that unlocks your home’s equity, allowing you to consolidate high-interest debt, fund major renovations, purchase a rental property, invest in new opportunities, improve your credit, or cover unexpected expenses with flexible repayment options.

Why a Second Mortgage?

Our goal isn’t just to get you a mortgage; it’s to help you achieve long-term financial stability. The Bundle Mortgage is a stepping stone. Over the next year, we’ll work closely with you to address the issues holding you back from a traditional mortgage. This could include:

Lower Interest Rates

We will help you to refinance your first mortgage with the best possible rate, paying off current first and this second mortgage.

One Simple Payment

Simplify your finances with one predictable monthly payment.

Tailored Solutions

We work with you to find a mortgage solution that fits your unique financial situation.

Who We Help

We help borrowers with all their financial needs across Canada. Our goal is to exceed your expectations.

Private Lender Inc. specializes in loans for those who have had challenges in the past and have been turned down by financial institutions. This is because our focus is equity, rather than income or credit. We can often provide short term solutions that will allow you to fix any of the problems you might currently be facing, and thereafter obtain long term financing from a financial institution. We are here for you, no matter what.

Self employed
Investors
Good credit, bad credit, and no credit
No income
Bankruptcy, consumer proposal, and orderly payment of debt
Collections and judgments

We are an equity-based lender. Regardless of income or credit, if there is sufficient equity, you are APPROVED.

Collections and Judgments

Private Lender Inc. provides direct loans secured to residential, commercial, and rural real estate across Canada.

Visit our Loan Products page to learn more about what we have to offer.

View our Guidelines and Lending Areas to get started.

Find out if we can help by requesting a Free Consultation or Apply Online.

Why Choose Us

Easy

Our Lending Guidelines are flexible, our underwriting is based on common-sense, and we are easy to work with.

Fast

Fast – We can often have you approved in 24 hours and closing within days.

Minimal Paperwork

We require less than the financial institutions and our paperwork is written in plain language.

No Hidden Fees

All fees are straightforward and disclosed. No last minute surprises.

Competitive Rates

We understand the market and ensure our rates are as low as possible.

Creative Solutions

We review every application on a case-by-case basis and can provide creative solutions for all financial needs.

How It Works

Apply Online

Use our easy online application or call us to get started. There is no cost nor obligation and the application only takes 3 minutes.

Get Approved

We can often have you approved in 24 hours once we have the application and any other applicable information.

Receive Your Funds

Closing only takes a few days, not weeks like most lenders. Funds can be direct deposited to your account.

See If a Second Mortgage Is Right for You

Ready to take control of your debt? Fill out this simple form to see if you qualify for a second mortgage. We’ll review your information and let you know if we can help.

Credit Issues

High debt-to-income ratio

Self-employment income that's hard to prove

Recent life events impacting your finances

Ready to Explore Your Options?

Don’t let a temporary setback prevent you from achieving your financial goals.

Apply Now

Take the first step towards securing your home or unlocking your equity with our simple application process.

Get a Free Consultation

Speak with one of our experienced private lenders to discuss your unique situation and find the best solution for you.

Contact us today to learn more about our Bundle Mortgage, Second Mortgages, and how we, as a leading private lender, can help you take the first step towards financial freedom.