Blogs
Average Home Prices Canada 2025: Trends & Regional Outlook
Canada’s national average home price sits at $672,784 (July 2025, CREA), a 0.7 % slip from June yet 0.6 % above July 2024. That single figure captures the tension many
Top Home Equity Loan Interest Rates & HELOCs in Canada 2025
For 2025, Canadian home-equity second-mortgage rates are averaging 6.20 %–13 %. HELOCs, meanwhile, sit at Prime plus 0 % to Prime plus 2 %, translating to roughly 6.70 %–8.70 %
How to become a Private Lender in Mortgages?
Becoming a private mortgage lender through a structured company like Private Lender Inc. and platforms such as MyRRSP.com usually means you can invest your own money (personal funds, corporate funds,
Home Equity Loan vs Second Mortgage—Which Is Right for You?
A home-equity loan hands you a single lump sum secured against the equity you’ve built in your property, with fixed payments for a set term and a lien that sits
What Is A Home Equity Loan? Rates, Terms And Risks Explained
A home equity loan is a lump-sum second mortgage that lets Canadian homeowners tap the equity in their property and repay it at a fixed rate over a set term.
12 Best Private Mortgage Lenders Canada for 2025
Private mortgage lenders in Canada are non-bank lenders that approve mortgages primarily on the equity in your property, not your credit score. Below you’ll find the 12 top-rated private lenders
Housing Affordability in Canada: Can We Ever Break Through?
1. The Current State: A Struggle for Many Canadians Canada continues to grapple with a profound housing affordability crisis. As of 2022, 1.7 million households (11.1%) were considered in core
Good credit equals low rate mortgage!
Why Good Credit is the Beyoncé of Getting a Mortgage Let’s be honest: adulting is basically just a never-ending boss battle against paperwork, responsibilities, and the creeping realization that cereal
Second mortgages; save the day, and more!
🦸♂️ Second Mortgage to the Rescue: Saving Homes, Credit Scores & Sanity Since… Well, Right Now You’re staring at your bills. The mortgage payment is due. Credit cards are doing